Smart financing Always fast

Choose, calculate and apply for small loan, car loan or car leasing

Smart financing Always
Loan calculator
300 10 000
6 72
0 EUR
/per month

Simple as 1,2,3,4

A clear process from start to finish
1

Check you qualify

You must be at least 18, have a valid ID or passport, and a minimum monthly income.

2

Fill out your application

Choose the desired loan amount and complete a quick online form.

3

Get offer and sign

Receive you offer, sign online or at branch.

4

Receive funds

Money in your account, ready for your plans.

Why choose Mogo

Clear terms, human support, and no surprises.

Fast decision

Get an initial answer fast — usually within about 30 minutes. Less waiting, faster moving forward.

Clear monthly payments

Know exactly what you’ll pay each month. No surprises, no small print — just a transparent schedule you can plan around.

One account, all services

Manage everything in MyMogo: apply, track, get offers and make easy online payments from one login.

Looking for a car?

Our partners offer a wide range of quality used cars.
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Discover our clients' personalized self-service portal
Now you can manage your loan conveniently and securely.
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Everything the MyMogo makes easy

  • Apply for financing
    Submit your application quickly and conveniently! Our user-friendly application process helps you receive a response to your desired financing worry-free.
  • Access to the contract
    Your digital contract is securely viewable online, allowing you to review it anytime or download it if needed.
  • Track invoices easily
    Stay informed about your ongoing invoices and receive notifications directly on your phone.
  • Need help?
    Our dedicated customer support team is always here for you. If you have any questions or need assistance, we are just a call or message away and always ready to help!

Customer reviews

We value our customers' feedback, because together with customers we build mutually reliable and long-term cooperation!
mogo Leaseback
Gaili / Nov 2024
Väga abivalmis ja hea teenindus.
10/10
Reiko / Apr 2025
väga rahul
mogo Leaseback
Кирилл / Jun 2021
Вежливо,быстро,чётко и по делу,второй раз пользуюсь услугами MOGO OÜ,всем доволен!!!
mogo Mogo review
Margus / Dec 2025
Sobib väga hästi.
mogo Mogo review
Margus / Jun 2025
Päris hea ja kiire tegemine Aga tänud laenu eest.
mogo Mogo review
Julianna / Jun 2025
Все нравится
mogo Personal loan
Erkki / Apr 2025
Jah, kiire, otsene lahendus!!!
10/10
Sergei / Apr 2025
Рекомендую
mogo Mogo review
Anton / Nov 2025
Kõik on hästi
mogo Leaseback
Aare / Apr 2021
Teenindus on väga hea.Kui oli võimalik suhelda teenindajaga.Teenindajad on asjalikud.
mogo Mogo review
Sirje / Feb 2025
Kõik on super
mogo Mogo review
Sirje / Jan 2025
Aitäh, imelihtne!!!
10/10
Aleksandr / Mar 2025
Super
mogo Car loan
Magi / Sep 2023
Great service, fast, reliable, accurate, easy experience
10/10
Tarvo / Apr 2025
ikka
10/10
Veera / Apr 2025
Kiire ja sõbralik .

FAQ