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Choose, calculate and apply for small loan, car loan or car leasing

Monthly payment
—
Simple as 1,2,3,4
A clear process from start to finish
Check you qualify
You must be at least 18, have a valid ID or passport, and a minimum monthly income.
Fill out your application
Choose the desired loan amount and complete a quick online form.
Get offer and sign
Receive you offer, sign online or at branch.
Receive funds
Money in your account, ready for your plans.
Why choose Mogo
Clear terms, human support, and no surprises.
Fast decision
Get an initial answer fast — usually within about 30 minutes. Less waiting, faster moving forward.
Clear monthly payments
Know exactly what you’ll pay each month. No surprises, no small print — just a transparent schedule you can plan around.
One account, all services
Manage everything in MyMogo: apply, track, get offers and make easy online payments from one login.
Discover our products
Flexible financing for every need

More products
Discover our clients' personalized self-service portal
Now you can manage your loan conveniently and securely.
Personalized offers
Receive personalized offers online
Fast approval
Get financing in minutes
Stay updated
Receive real-time notifications for what matters most
Priority support
Get support whenever you need it
Customer reviews
We value our customers' feedback, because together with customers we build mutually reliable and long-term cooperation!
Personal loan
Veera / 06.2025
Kiire ja väga viisakad
Ilyos / 09.2025
Очень отлично работает
Sven / 09.2025
Hea ja lihtne tagasimakse võimalus.
10/10
MyMogo review
Veera / 04.2025
Kiire ja sõbralik .
Hälis / 01.2026
Tere! Kõik on väga lihtne ja hea kasutada.
Tereza / 04.2026
Kōik on hästi
Anu / 05.2026
Suured tänud teile. Lihtne ja arusaadav
Ingrid / 01.2025
Kõik on hästi
10/10
MyMogo review
Tarvo / 04.2025
ikka
10/10
MyMogo review
Reiko / 04.2025
väga rahul
Personal loan
Külli / 04.2026
Tänan, kõik käis väga kähku, aitäh
10/10
MyMogo review
Alla / 04.2025
Väga mugav.
Car loan
Keya-Liis / 06.2022
Väga positiivne suhtumine ja viiskad töötajad. Soovitan kindlasti!
10/10
MyMogo review
Sergei / 04.2025
Рекомендую
Car loan
Paul / 02.2024
kiire ja sõbralik teenindus.SUPER
Personal loan
Veera / 08.2026
Kiire ja väga viisakad
Blog
Find expert tips & insights on cars and related topics

“Piilu pakkumist & Võida” kampaania
Kampaaniaperiood: 05.10.2026 – 31.10.2026 1. Korraldaja Kampaania korraldaja on Primero Finance OÜ (kaubamärk Mogo), registrikood 12401448, aadress Meistri tn 14, Tallinn. 2. Osalemise tingimused Kampaanias saavad osaleda kõik vähemalt 18-aastased Eesti Vabariigi elanikud. Osalemiseks tuleb kampaaniaperioodil […]
Published: 01.10.2026

Autolaen või autoliising: kuidas arvutada auto tegelikku kogukulu?
Auto ostmisel vaadatakse esimesena enamasti müügihinda ja kuumakset. Tegelikult ei näita kumbki neist veel seda, kui palju auto omamine lõpuks maksma läheb. Kaks sama hinnaga autot võivad viie aasta jooksul kujuneda rahaliselt väga erinevaks valikuks ning ka autolaenu ja liisingu puhul võivad […]
Published: 14.09.2026

Kellele hoiad pöialt jalka MM-il?” kampaania tingimused
Kampaaniaperiood: 11.06.2026–19.06.2026 1. Kampaania korraldaja Kampaania korraldaja on Primero Finance OÜ (kaubamärk Mogo), registrikood 12401448, aadress Meistri tn 14, Tallinn. 2. Kampaanias osalemine Kampaanias saavad osaleda kõik vähemalt 18-aastased Eesti Vabariigi elanikud. Kampaanias osalemiseks tuleb […]
Published: 09.06.2026

Mis on väikelaen ja millal seda kasutada?
Väikelaen on mugav ja paindlik finantslahendus, mis on mõeldud igapäevaste või erakorraliste kulutuste katmiseks. Lihtsamalt öeldes on see tagatiseta väikelaen, mille puhul ei pea sa finantsasutusele oma vara (nt korterit või autot) panti andma, vaid laenuotsus põhineb sinu regulaarsel sissetulekul ja maksekäitumisel. Elu on aga täis […]
Published: 05.05.2026
FAQ
Submit the application through Mogo website. Then we will review the application and evaluate your vehicle. To submit the application, enter your personal details on the application form. If the answer is positive, the contract can be signed digitally (if you have an ID card or Mobile ID) or you can visit a suitable Mogo service point in Tallinn. After concluding the contract, register the vehicle ownership over to Primero Finance OÜ and become the responsible user of the vehicle. Notify Mogo upon completing all the paperwork and enjoy your new vehicle!
To draw up a loan Agreement the document for identification is required: a passport of the Republic of Estonia, an alien's passport (so-called gray passport), an ID card, a driving license or a residence permit. The residence permit or the right of residence must be valid for at least 6 more months. The document is also required at the Road Administration Office.
If you find a suitable vehicle, submit the application with the attached promo code received from the partner. This code gives you better loan terms! We will review your application within 30 minutes, in case of a positive decision we will conclude the contract. After concluding the contract, register the vehicle in the name of Primero Finance OÜ and become the responsible user of the vehicle.






