Car financing
Car loan

Money in your account in the same day and 30 days to search for a suitable car
- Stress-free car loan with no coverage needed
- Loan amount transfer on the same day
- The car is immediately in your name and ready for driving within the EU
Loan calculator
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months
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Why Apply for a Car Loan at Mogo?

Why Apply for a Car Loan at Mogo?
Looking for an affordable car loan? Look no further than Mogo! We offer quick decisions and same-day responses, so you don't have to worry about bank rejections or long waiting periods. If your application is approved, we'll make you an offer and transfer the funds to your bank account shortly after.
You can get a small loan to buy a car even before you have made a decision about the car you want to purchase. This makes the whole process much more pleasant and secure, and you won't have to give up on your dreams of a new car later if you can't find the desired vehicle right away.
Curious about how much you can borrow? Fill out our car loan application on our website or visit one of our service points in Tallinn or Tartu. It only takes a couple of minutes and doesn't commit you to anything.
Apply now and get the car you want without sacrificing quality or affordability.
How to apply for a car loan?
Applying for a car loan with Mogo is simple and hassle-free! Follow these easy steps:
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Conditions for obtaining a car loan

Conditions for obtaining a car loan
Looking for a new and reliable car, but have been rejected by banks? Mogo car loan can be your way out!
Terms and Conditions:
- Car loan interest: 1.99% per month of the loan balance
- Loan period: 1 - 6 years
- Loan amount: 500 - 25 000 euros
- Pay early for free: no added fees
Requirements for the Loan Applicant:
- Must be at least 18 years old when applying
- Must not be older than 75 by the end of the loan period
- The applicant must be working in Estonia or abroad
Submitting the Application and Concluding a Contract:
- Submitting the loan application is easy and can be done from home
- No additional documents, coverage, or insurance required
- Personal offer and bank transfer on the same day
- You have a whole month to pick out your new car
- The vehicle is then registered in your name and can be driven within the EU
Please read the terms of the car loan carefully before signing the contract and consult with a specialist if necessary.
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