Slider helps you move forward

Choose, calculate and apply for small loan, car loan or car leasing

Loan amount5 000 EUR
30010 500
Loan term72 months
672

Monthly payment

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Simple as 1,2,3,4

A clear process from start to finish

1

Check you qualify

You must be at least 18, have a valid ID or passport, and a minimum monthly income.

2

Fill out your application

Choose the desired loan amount and complete a quick online form.

3

Get offer and sign

Receive you offer, sign online or at branch.

4

Receive funds

Money in your account, ready for your plans.

Why choose Mogo

Clear terms, human support, and no surprises.

Fast decision

Get an initial answer fast — usually within about 30 minutes. Less waiting, faster moving forward.

Clear monthly payments

Know exactly what you’ll pay each month. No surprises, no small print — just a transparent schedule you can plan around.

One account, all services

Manage everything in MyMogo: apply, track, get offers and make easy online payments from one login.

Discover our products

Flexible financing for every need

Small loan

A Flexible Financial Solution for Your Needs

Up to 10 000 EUR

Small loan

More products

Car loan

Get money today, choose the right car within 30 days!

Up to 15 000 EUR

Car loan

Car leasing

You can lease a car on the same day already

Up to 20 000 EUR

Car leasing

Leaseback

Use your existing car as collateral for the loan and the money will be credited to your account

Up to 15 000 EUR

Leaseback

Home Repair Loan

A Loan for Renovating or Improving Your Home

Up to 10 000 EUR

Home Repair Loan

Travel loan

Enjoy your dream holiday today

Up to 10 000 EUR

Travel loan

Discover our clients' personalized self-service portal

Now you can manage your loan conveniently and securely.

Personalized offers

Receive personalized offers online

Fast approval

Get financing in minutes

Stay updated

Receive real-time notifications for what matters most

Priority support

Get support whenever you need it

Customer reviews

We value our customers' feedback, because together with customers we build mutually reliable and long-term cooperation!

4.9 ★ GoogleGoogle700+ reviews

mogo Personal loan

Veera / 06.2025

Kiire ja väga viisakad

mogo

Ilyos / 09.2025

Очень отлично работает

mogo

Sven / 09.2025

Hea ja lihtne tagasimakse võimalus.

10/10

mogo MyMogo review

Veera / 04.2025

Kiire ja sõbralik .

mogo

Hälis / 01.2026

Tere! Kõik on väga lihtne ja hea kasutada.

mogo

Tereza / 04.2026

Kōik on hästi

mogo

Anu / 05.2026

Suured tänud teile. Lihtne ja arusaadav

mogo

Ingrid / 01.2025

Kõik on hästi

10/10

mogo MyMogo review

Tarvo / 04.2025

ikka

10/10

mogo MyMogo review

Reiko / 04.2025

väga rahul

mogo Personal loan

Külli / 04.2026

Tänan, kõik käis väga kähku, aitäh

10/10

mogo MyMogo review

Alla / 04.2025

Väga mugav.

mogo Car loan

Keya-Liis / 06.2022

Väga positiivne suhtumine ja viiskad töötajad. Soovitan kindlasti!

10/10

mogo MyMogo review

Sergei / 04.2025

Рекомендую

mogo Car loan

Paul / 02.2024

kiire ja sõbralik teenindus.SUPER

mogo Personal loan

Veera / 08.2026

Kiire ja väga viisakad

Blog

Find expert tips & insights on cars and related topics

3 min read

“Piilu pakkumist & Võida” kampaania

Kampaaniaperiood: 05.10.2026 – 31.10.2026 1. Korraldaja Kampaania korraldaja on Primero Finance OÜ (kaubamärk Mogo), registrikood 12401448, aadress Meistri tn 14, Tallinn. 2. Osalemise tingimused Kampaanias saavad osaleda kõik vähemalt 18-aastased Eesti Vabariigi elanikud. Osalemiseks tuleb kampaaniaperioodil […]

Published: 01.10.2026

autod6 min read

Autolaen või autoliising: kuidas arvutada auto tegelikku kogukulu?

Auto ostmisel vaadatakse esimesena enamasti müügihinda ja kuumakset. Tegelikult ei näita kumbki neist veel seda, kui palju auto omamine lõpuks maksma läheb. Kaks sama hinnaga autot võivad viie aasta jooksul kujuneda rahaliselt väga erinevaks valikuks ning ka autolaenu ja liisingu puhul võivad […]

Published: 14.09.2026

3 min read

Kellele hoiad pöialt jalka MM-il?” kampaania tingimused

Kampaaniaperiood: 11.06.2026–19.06.2026 1. Kampaania korraldaja Kampaania korraldaja on Primero Finance OÜ (kaubamärk Mogo), registrikood 12401448, aadress Meistri tn 14, Tallinn. 2. Kampaanias osalemine Kampaanias saavad osaleda kõik vähemalt 18-aastased Eesti Vabariigi elanikud. Kampaanias osalemiseks tuleb […]

Published: 09.06.2026

laen5 min read

Mis on väikelaen ja millal seda kasutada?

Väikelaen on mugav ja paindlik finantslahendus, mis on mõeldud igapäevaste või erakorraliste kulutuste katmiseks. Lihtsamalt öeldes on see tagatiseta väikelaen, mille puhul ei pea sa finantsasutusele oma vara (nt korterit või autot) panti andma, vaid laenuotsus põhineb sinu regulaarsel sissetulekul ja maksekäitumisel. Elu on aga täis […]

Published: 05.05.2026

FAQ

Submit the application through Mogo website. Then we will review the application and evaluate your vehicle. To submit the application, enter your personal details on the application form. If the answer is positive, the contract can be signed digitally (if you have an ID card or Mobile ID) or you can visit a suitable Mogo service point in Tallinn. After concluding the contract, register the vehicle ownership over to Primero Finance OÜ and become the responsible user of the vehicle. Notify Mogo upon completing all the paperwork and enjoy your new vehicle!

To draw up a loan Agreement the document for identification is required: a passport of the Republic of Estonia, an alien's passport (so-called gray passport), an ID card, a driving license or a residence permit. The residence permit or the right of residence must be valid for at least 6 more months. The document is also required at the Road Administration Office.

If you find a suitable vehicle, submit the application with the attached promo code received from the partner. This code gives you better loan terms! We will review your application within 30 minutes, in case of a positive decision we will conclude the contract. After concluding the contract, register the vehicle in the name of Primero Finance OÜ and become the responsible user of the vehicle.