What are the requirements for applying for a car loan?

All citizens of the Republic of Estonia and individuals living in Estonia on the basis of a residence permit or right of residence who are at least 18 years old can apply for a loan from Mogo.

How do I apply for a loan?

Submit the application through Mogo website. Then we will review the application and evaluate your vehicle. To submit the application, enter your personal details on the application form. If the answer is positive, the contract can be signed digitally (if you have an ID card or Mobile ID) or you can visit a suitable Mogo service point in Tallinn. After concluding the contract, register the vehicle ownership over to Primero Finance OÜ and become the responsible user of the vehicle. Notify Mogo upon completing all the paperwork and enjoy your new vehicle!

Can I apply for a car loan, if I already have credit responsibilities?

Yes, you can. Mogo performs a creditworthiness analysis for each customer and only then makes a loan decision.

Car leasing with confidence

Apply for car leasing online and get a personal offer within 30 minutes

Car leasing up to €20,000 for up to 84 months
You can lease a car on the same day already
Down payment 0%

Leasing calculator

Loan amount (EUR)

1 000 20 000

Loan term

per month

0 EUR

Car leasing for a used or slightly used car

Not everyone wants to pay for a car from savings. With Mogo you can lease up to €20,000 and split the cost into clear monthly payments — without a large upfront amount. Apply online in minutes and get a personal offer.

Even if you already have other commitments, we’ll still consider your application — we may ask for income and obligation documents to build the best offer. Choose a responsible, trusted lender — Mogo.