What are the requirements for applying for a car loan?

All citizens of the Republic of Estonia and individuals living in Estonia on the basis of a residence permit or right of residence who are at least 18 years old can apply for a loan from Mogo.

How do I apply for a loan?

Submit the application through Mogo website. Then we will review the application and evaluate your vehicle. To submit the application, enter your personal details on the application form. If the answer is positive, the contract can be signed digitally (if you have an ID card or Mobile ID) or you can visit a suitable Mogo service point in Tallinn. After concluding the contract, register the vehicle ownership over to Primero Finance OÜ and become the responsible user of the vehicle. Notify Mogo upon completing all the paperwork and enjoy your new vehicle!

Can I apply for a car loan, if I already have credit responsibilities?

Yes, you can. Mogo performs a creditworthiness analysis for each customer and only then makes a loan decision.

Car leasing with confidence

Apply for car leasing online and get a personal offer within 30 minutes

Car leasing up to €20,000 for up to 84 months
You can lease a car on the same day already
Down payment 0%

Leasing calculator

Loan amount (EUR)

1 000 20 000

Loan term

per month

0 EUR

Car leasing for a used or slightly used car

Not everyone wants to pay for a car from savings. With Mogo you can lease up to €25,000 and split the cost into clear monthly payments — without a large upfront amount. Apply online in minutes and get a personal offer.

Even if you already have other commitments, we’ll still consider your application — we may ask for income and obligation documents to build the best offer. Choose a responsible, trusted lender — Mogo.

Up to 84 months
Decision in ~30 minutes
Sign online - no branch visi
New or used cars

Looking for a new car?

Check out our partners' car park at www.easycar.ee for a selection of new and used vehicles.

View all cars from Mogo partners

See all cars

Know before you buy

Get detailed insights into ownership history and potential red flags

Download report

Customer feedback

We value the feedback from our customers because together with our customers we build long-term cooperation based on mutual trust!

4.9 ★ Google'is

661 arvustust

Mogo review

Jelena / Jan 2026

Kõik väga meeldib

10/10

Sergei / Apr 2025

Рекомендую

10/10

Veera / Apr 2025

Kiire ja sõbralik .

Car leasing

Vjatseslav / Oct 2021

Одобрили автокредит , все быстро оформили. Я доволен.

Mogo review

Alexey / Sep 2025

Mulle meeldib kõik.

Mogo review

Alexey / Sep 2025

Mulle meeldib kõik.

Mogo review

Irja / Feb 2026

Väga meeldiv teenindus

Car leasing

Samanta / Mar 2023

Ориентированное на клиента обслуживание. Особенная благодарность Инге, за грамотность и профессионализм.

10/10

Alla / Apr 2025

Väga mugav.

Mogo review

Tereza / Apr 2026

Kōik on hästi

Car leasing

Toomas / Apr 2023

Kuna vajasin nati ka konsultatsiooni Siis teie töötajad olid igatipidi professionaalsed ja abivalmis

10/10

Aleksandr / Mar 2025

Super

Mogo review

Erika / Mar 2026

Arusaadav ja lihtne

10/10

Reiko / Apr 2025

väga rahul

Car leasing

Valeria / Aug 2025

Väga hea kogemus, kiire ja meeldiv suhtumine, kättesaadavus on hea. Soovitan hea meelega oma sõpradele pöörduda Teie poole auto liisingu teemal. Aitäh!

Car leasing

Margit / Jun 2023

Kõik kiirelt ja korrektselt. Jäin väga rahule