Slider helps you move forward

Choose, calculate and apply for small loan, car loan or car leasing

Loan amount5 000 EUR
30010 500
Loan term72 months
672

Monthly payment

Simple as 1,2,3,4

A clear process from start to finish

1

Check you qualify

You must be at least 18, have a valid ID or passport, and a minimum monthly income.

2

Fill out your application

Choose the desired loan amount and complete a quick online form.

3

Get offer and sign

Receive you offer, sign online or at branch.

4

Receive funds

Money in your account, ready for your plans.

Why choose Mogo

Clear terms, human support, and no surprises.

Fast decision

Get an initial answer fast — usually within about 30 minutes. Less waiting, faster moving forward.

Clear monthly payments

Know exactly what you’ll pay each month. No surprises, no small print — just a transparent schedule you can plan around.

One account, all services

Manage everything in MyMogo: apply, track, get offers and make easy online payments from one login.

Discover our products

Flexible financing for every need

Small loan

A Flexible Financial Solution for Your Needs

Up to 10 000 EUR

View product

More products

Car loan

Get money today, choose the right car within 30 days!

Up to 15 000 EUR

Learn more

Car leasing

You can lease a car on the same day already

Up to 20 000 EUR

See more

Leaseback

Use your existing car as collateral for the loan and the money will be credited to your account

Up to 15 000 EUR

Learn more

Home Repair Loan

A Loan for Renovating or Improving Your Home

Up to €10,000

View product

Discover our clients' personalized self-service portal

Now you can manage your loan conveniently and securely.

Personalized offers

Receive personalized offers online

Fast approval

Get financing in minutes

Stay updated

Receive real-time notifications for what matters most

Priority support

Get support whenever you need it

Customer reviews

We value our customers' feedback, because together with customers we build mutually reliable and long-term cooperation!

4.9 GoogleGoogle700+ reviews

10/10

mogo MyMogo review

Alla / 04.2025

Väga mugav.

mogo Car loan

Vlad / 06.2023

Очень хороший сервис действительно быстро. Очень доволен.

mogo

Julianna / 06.2025

Все нравится

10/10

mogo MyMogo review

Aleksandr / 03.2025

Super

mogo Leaseback

Aare / 04.2021

Teenindus on väga hea.Kui oli võimalik suhelda teenindajaga.Teenindajad on asjalikud.

mogo Personal loan

Tõnis / 03.2026

Koik kiire

10/10

mogo MyMogo review

Sergei / 04.2025

Рекомендую

10/10

mogo MyMogo review

Reiko / 04.2025

väga rahul

mogo

Koida / 06.2026

Olen väga rahul, teenindus super

10/10

mogo MyMogo review

Tarvo / 04.2025

ikka

mogo

Monica / 05.2026

Väga meeldiv ja mugav teenindus.

mogo

Tatjana / 12.2024

Kõik on arusaadav ja sõbralik suhtumine.

mogo Car leasing

Olev / 06.2024

Hea töö

mogo

Margus / 12.2025

Sobib väga hästi.

mogo Car leasing

Maria / 05.2021

Kiir ja mugav teenindus.

mogo

Elena / 06.2025

Tänan. Vaäga mugav teenindus ja viisakas personal. Soodsad tingimused

Blog

Find expert tips & insights on cars and related topics

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Autolaen või autoliising: kuidas arvutada auto tegelikku kogukulu?

Auto ostmisel vaadatakse esimesena enamasti müügihinda ja kuumakset. Tegelikult ei näita kumbki neist veel seda, kui palju auto omamine lõpuks maksma läheb. Kaks sama hinnaga autot võivad viie aasta jooksul kujuneda rahaliselt väga erinevaks valikuks ning ka autolaenu ja liisingu puhul võivad […]

Published: 14.09.2026

4 min read

Kellele hoiad pöialt jalka MM-il?” kampaania tingimused

Kampaaniaperiood: 11.06.2026–19.06.2026 1. Kampaania korraldaja Kampaania korraldaja on Primero Finance OÜ (kaubamärk Mogo), registrikood 12401448, aadress Meistri tn 14, Tallinn. 2. Kampaanias osalemine Kampaanias saavad osaleda kõik vähemalt 18-aastased Eesti Vabariigi elanikud. Kampaanias osalemiseks tuleb […]

Published: 09.06.2026

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Mis on väikelaen ja millal seda kasutada?

Väikelaen on mugav ja paindlik finantslahendus, mis on mõeldud igapäevaste või erakorraliste kulutuste katmiseks. Lihtsamalt öeldes on see tagatiseta väikelaen, mille puhul ei pea sa finantsasutusele oma vara (nt korterit või autot) panti andma, vaid laenuotsus põhineb sinu regulaarsel sissetulekul ja maksekäitumisel. Elu on aga täis […]

Published: 05.05.2026

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Saa tuttavaks Slaideriga – Mogo uus maskott

Kui uurid väikelaenu või liisingu võimalusi, jõuad meie kodulehel üsna tihti samasse kohta — sinna, kus päris otsused sünnivad. See on koht, kuhu tullakse tagasi ikka ja jälle, et võrrelda võimalusi, katsetada summasid ja leida endale sobiv lahendus. Pole juhus, et see on […]

Published: 18.03.2026

FAQ

Submit the application through Mogo website. Then we will review the application and evaluate your vehicle. To submit the application, enter your personal details on the application form. If the answer is positive, the contract can be signed digitally (if you have an ID card or Mobile ID) or you can visit a suitable Mogo service point in Tallinn. After concluding the contract, register the vehicle ownership over to Primero Finance OÜ and become the responsible user of the vehicle. Notify Mogo upon completing all the paperwork and enjoy your new vehicle!

To draw up a loan Agreement the document for identification is required: a passport of the Republic of Estonia, an alien's passport (so-called gray passport), an ID card, a driving license or a residence permit. The residence permit or the right of residence must be valid for at least 6 more months. The document is also required at the Road Administration Office.

If you find a suitable vehicle, submit the application with the attached promo code received from the partner. This code gives you better loan terms! We will review your application within 30 minutes, in case of a positive decision we will conclude the contract. After concluding the contract, register the vehicle in the name of Primero Finance OÜ and become the responsible user of the vehicle.