Anton / 11.2025
Kõik on hästi
Home Repair Loan
- Home renovation loan up to 10 000 EUR for up to 72 months
- Unsecured loan
- 0 EUR administration fee
Personal loan
Loan amount5 000 EUR
30010 500
Loan term72 months
672
Monthly payment
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A Loan for Renovating or Improving Your Home
Whether you are planning a small refresh or a larger renovation, Mogo’s home renovation loan helps you cover the necessary costs with ease. You can use it to renovate your kitchen or bathroom, replace flooring, purchase furniture or make other improvements to your home.
Mogo’s home renovation loan is an unsecured personal loan that you can apply for conveniently online. Completing the application takes only a few minutes, and if approved, the funds are usually transferred to your account on the same business day. No administration fee and no unnecessary bureaucracy.
Up to 10 000 EURFixed monthly paymentLoan term up to 72 months
How to Apply for a Home Renovation Loan
Applying for a Home Repair Loan in Five Simple Steps
1
Choose a Suitable Amount and Loan Term
Use the home repair loan calculator to find a loan amount and repayment period that suit your renovation plans.
2
Submit Your Application
Complete the online application and provide the required information.
3
Review Your Offer
If your application is approved, you will receive a personalised offer including the loan amount, repayment period and terms.
4
Sign the Agreement
If the terms suit you, sign the agreement conveniently online.
5
Receive the Funds
After signing the agreement, the loan amount will be transferred to your bank account.
Why choose a Mogo home repair loan?
Flexible, personalised and without hidden fees
Quick response
Receive an initial decision within a few minutes
Flexible use
No need to provide a renovation budget, quotations or purchase receipts
100% online
Get your home repair loan quickly and conveniently without leaving home
Customer feedback
We value the feedback from our customers because together with our customers we build long-term cooperation based on mutual trust!
10/10
MyMogo review
Veera / 04.2025
Kiire ja sõbralik .
Mare / 12.2025
Tere Täna sain makse normaalselt tehtud - tänan. Iseteenindusportaal on mugav- see on fakt. :)
Marek / 03.2026
Tundub kergemini ja lihtsamini kasutatav
Janek / 03.2025
Kõik on hästi
10/10
MyMogo review
Aleksandr / 03.2025
Super
10/10
MyMogo review
Alla / 04.2025
Väga mugav.
Personal loan
Sven / 08.2025
Kõik oli lihtne ja mugav
Personal loan
Janek / 07.2025
Taotlemine lihtne ja vastus/otsus kiire.
Alexey / 09.2025
Mulle meeldib kõik.
10/10
MyMogo review
Reiko / 04.2025
väga rahul
Personal loan
Cristo / 06.2025
Väga kiire ja meeldiv suhtlemine! Aitäh
Personal loan
Ahto / 04.2025
Väga hea suhtlusega ja viisaka teenindusega
10/10
MyMogo review
Sergei / 04.2025
Рекомендую
Personal loan
Margo / 07.2026
Soovitan kiired vastused ja lahendused
Hasso / 02.2026
See on lihtne ja mugav kasutada! Aitähh.
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Frequently Asked Questions
A home renovation loan is essentially an unsecured personal loan primarily intended for renovating, improving or furnishing a home.
You do not need to provide separate evidence of the renovation work or how the loan funds have been used.
A home renovation loan can be used for:
renovating a bathroom or kitchen;
renewing walls, ceilings and floors;
repairing or replacing a roof;
insulating a home;
upgrading a heating system;
electrical and plumbing work;
purchasing new furniture or household appliances;
furnishing an apartment, house or summer house;
renovating a terrace, sauna or outbuilding.
No, you do not need to submit a renovation budget, quotations or purchase receipts when applying for a home renovation loan.
Once the funds have been transferred, you can decide how and in which order to carry out the renovation work.
You can submit the application online within a few minutes. Following a positive decision and the signing of the agreement, the loan amount is generally transferred to your bank account on the same business day.
The exact time at which the funds are received may depend on when the application is submitted and on your bank.
Yes, the home renovation loan can be partially or fully repaid before the date specified in the payment schedule.
In the event of early repayment, the agreement amendment fee specified in the current price list applies.