Frequently asked questions

A loan can be applied for by:
• all citizens of the Republic of Estonia and persons living in Estonia on the basis of a residence permit or right of residence
• all persons who are at least 18 years old

Submit an application here and we will make you an offer within 30 minutes. In the case of a positive decision, you can sign the agreement digitally with an ID card or Mobile ID, or by visiting a suitable Mogo branch.

To conclude a loan agreement, an identity document is required: a passport of the Republic of Estonia, an alien’s passport (so-called grey passport), ID card, driving licence or residence permit. The residence permit or right of residence must be valid for at least 6 months.

Pay your monthly instalments according to the payment schedule stated in the agreement. You can pay by card at our branch or by bank transfer to the following bank accounts:

Payment recipient: Primero Finance OÜ
LHV Bank: EE497700771001386285
SEB Bank: EE911010220221503224
Please add the agreement number in the payment description.

If the payment is made within the same bank, the money is received within a few minutes. If it is an interbank payment, please note that the speed of bank transfers depends on the recipient’s bank.

Yes, the standard agreement amendment fee of €45 applies.

Yes, please notify us of any changes by email at mogo@mogo.ee or by phone at 6 888 200.
You can also update your details yourself in our MyMogo self-service portal.

When granting a loan, a person’s ability to repay is generally assessed, which means that a regular income is usually very important. The loan decision is made in accordance with the principles of responsible lending.

The agreement is governed by the legislation of the Republic of Estonia concerning distance contracts and consumer credit, which regulates the rights and obligations of the parties.